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Minerva
June 18, 2013, 10:49am Report to Moderator

Maggiore
Posts: 291
Location: Bisenti
hi
can anyone recommend a reasonably priced car insurers? I am about to renew my Italian car insurance with Italsure and the policy has gone up from 700E to 890E. I am told that this is due to the increase of smashes and therefore insurance claims. Anyone else been told this?
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judy
June 18, 2013, 11:00am Report to Moderator
Maggiore
Posts: 366
Location: Vasto
We just had the same thing. We've now gone online and got insured with directline. It was about €400 cheaper. The documents and website are  in Italian so you will need a good grasp to know what you are buying.  http://www.assicurazione.it is a compare prices site that we used and these were one of the cheapest. hope this helps.


APARTMENT TO RENT, VASTO, CHIETI  http://www.rentalia.com/87007
TRIPADVISOR CERTIFICATE OF EXCELLENCE WINNER 2014 http://www.tripadvisor.co.uk/V.....Abruzzo.html#reviews

HOUSE TO RENT, VASTO, CHIETI http://www.rentalia.com/234973
TRIPADVISOR REVIEWS http://www.tripadvisor.co.uk/V.....Abruzzo.html#reviews
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Minerva
June 18, 2013, 11:33am Report to Moderator

Maggiore
Posts: 291
Location: Bisenti
Quoted from judy
We just had the same thing. We've now gone online and got insured with directline. It was about €400 cheaper. The documents and website are  in Italian so you will need a good grasp to know what you are buying.  http://www.assicurazione.it is a compare prices site that we used and these were one of the cheapest. hope this helps.


mmm see what you mean! A little more tricky than 'compare the market.com' but  the quotes are certainly coming in   much  cheaper than italsure.  Direct line looks one of the best. Many thanks!!!

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TheDiggers
June 18, 2013, 11:59am Report to Moderator
Tenente Colonnello
Posts: 1,795
... others we've heard have had the same from Ital and think even that someone here was told they (Clements now) don't actually want the business... A number have also mentioned directline.it as a much cheaper alternative and one where you at least kind of get your NCB...  Think someone here might have also mentioned this lot https://www.genialloyd.it/GlfeWeb/gl/it/home.html. Not checked any out as ours is not due until Aug...  Good luck...  
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Vignaverde
June 18, 2013, 12:03pm Report to Moderator

Tenente Colonnello
Posts: 3,040
Try directline.it you can get a quote online


Abruzzo property sales and renovations. Registered Estate Agents No. 169316
http://www.vignaverde.com


All inclusive tours of the fantastic Abruzzo region
http://www.exploreabruzzotours.com



Available in 2015 the new magazine dedicated to the Chieti province of Abruzzo
http://www.chietimagazine.com


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linsead oil
June 18, 2013, 12:46pm Report to Moderator
Tenente Colonnello
Posts: 4,016
A WORD OF WARNING  yes it may be called  direct line  with the  little red  phone  . but fully comprehensive   has  not the same  meaning here in Italy  if you go of the  road hit a wall in the ice  and there are no other cars or bikes involved you lose the lot  if your car is  writ of   if not you have to pay your own repair bills  
TO get the same as fully comprehensive in England you have to pay casco  which can  be  a thousand  more eros  depending on the bvaluee of your  car
a lot of the big insuranc companys  in Italy have stopped taking  on fresh  business  I wonder why  


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Vignaverde
June 18, 2013, 2:16pm Report to Moderator

Tenente Colonnello
Posts: 3,040
Good point Linsead, another thing to think about is if you are on a white road which sometimes can be a normal tarmac road if you have an accident even if it is not your fault, you pay for yours and they pay for theirs, so if you use little short cut roads (which we all do !!) check if it is a real road with your local comune as this can affect you.


Abruzzo property sales and renovations. Registered Estate Agents No. 169316
http://www.vignaverde.com


All inclusive tours of the fantastic Abruzzo region
http://www.exploreabruzzotours.com



Available in 2015 the new magazine dedicated to the Chieti province of Abruzzo
http://www.chietimagazine.com


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Levissima
June 18, 2013, 7:56pm Report to Moderator

Administrator Group
Posts: 3,458
Location: Teramo
Do check and recheck exactly what insurance you are paying for. We insured through direct line Italy, we asked for fully comprehensive and the English speaking salesman assured us that this was what we were buying. The price was huge, so we believed it!

We had an accident where no other car was involved and made a claim, only to be told that our "fully comprehensive" policy only covered us for collision with another vehicle and they paid out nothing. We might as well have put a thousand euro on the BBQ!

I personally would never trust what I was told by an insurance salesperson and would advise reading the policy and all the small print. Pretty difficult if your italian isn't too hot.


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Relaxed
June 18, 2013, 9:38pm Report to Moderator

Tenente Colonnello
Posts: 2,013
I don't know if this option is stiill available, but a friend insures her IT reg car with an Italian company, RC (third party) only, and buys the 'fully comp' bit from an English company as an 'add on'.

It's the same sort of deal as personally doing the insurance when you hire a car.

I used a site recently, http://www.comparafinanza.it/ and it found me three RC policies distincly cheaper than the one I have with Genialloyd. The best offers were from Quixa (owned by AXA) and DirectLine Italy and a third which I have forgotten the name of. The site asks a shed load of questions, and you have to give them an e-mail address: it is tricky to only sign up to the required field about treatment of information, but I managed it and haven't been bombarded with advertising e-mails.
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TheDiggers
June 18, 2013, 9:47pm Report to Moderator
Tenente Colonnello
Posts: 1,795
Quoted from Relaxed
I don't know if this option is stiill available, but a friend insures her IT reg car with an Italian company, RC (third party) only, and buys the 'fully comp' bit from an English company as an 'add on'.

It's the same sort of deal as personally doing the insurance when you hire a car.

I used a site recently, http://www.comparafinanza.it/ and it found me three RC policies distincly cheaper than the one I have with Genialloyd. The best offers were from Quixa (owned by AXA) and DirectLine Italy and a third which I have forgotten the name of. The site asks a shed load of questions, and you have to give them an e-mail address: it is tricky to only sign up to the required field about treatment of information, but I managed it and haven't been bombarded with advertising e-mails.


Come on Lax I can't believe you don't have a few "dump" email addy's.....    

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1215robbo
June 19, 2013, 12:05am Report to Moderator
Tenente
Posts: 85
hello     if you have an english car with uk plates and have a registered address in the uk you can insure your car for european cover for the whole year for free  with ASDA ..
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Tartuffa
June 19, 2013, 6:13am Report to Moderator

Tenente Colonnello
Posts: 842
Location: Sulmona (AQ)
Quoted from 1215robbo
hello     if you have an english car with uk plates and have a registered address in the uk you can insure your car for european cover for the whole year for free  with ASDA ..


I so don't want to open yet another can of worms but...if your car is legally in Italy ie you have not, for example, overstayed your allotted time before it needs to be re-registered onto Italian plates then this sounds great.  If your car is ahem a bit dodge in this respect, I'm pretty certain that no insurance company would pay out regardless.  We all know that insurance companies will find the tiniest reason to renege.  This worries me quite a bit. (Our car is not in this category - just curious...)
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linsead oil
June 19, 2013, 8:18am Report to Moderator
Tenente Colonnello
Posts: 4,016
Quoted from Levissima
Do check and recheck exactly what insurance you are paying for. We insured through direct line Italy, we asked for fully comprehensive and the English speaking salesman assured us that this was what we were buying. The price was huge, so we believed it!

We had an accident where no other car was involved and made a claim, only to be told that our "fully comprehensive" policy only covered us for collision with another vehicle and they paid out nothing. We might as well have put a thousand euro on the BBQ!

I personally would never trust what I was told by an insurance salesperson and would advise reading the policy and all the small print. Pretty difficult if your italian isn't too hot.


we done exactly the same  thing  salman speaking  perfect English  the only good thing we  did not have an accident with no  other car involved  when presed he insisted it was  fully com  like English policys  they take ya money but don't like giving it  back
iam  waiting  for my renewel to come though from ital. sure   before I decide what  to do  , I have looked at so called fully comp policeis  with Italian companies  but  put on casco and ital. sure is still streets cheaper


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linsead oil
June 19, 2013, 8:21am Report to Moderator
Tenente Colonnello
Posts: 4,016
Quoted from Relaxed
I don't know if this option is stiill available, but a friend insures her IT reg car with an Italian company, RC (third party) only, and buys the 'fully comp' bit from an English company as an 'add on'.

It's the same sort of deal as personally doing the insurance when you hire a car.

I used a site recently, http://www.comparafinanza.it/ and it found me three RC policies distincly cheaper than the one I have with Genialloyd. The best offers were from Quixa (owned by AXA) and DirectLine Italy and a third which I have forgotten the name of. The site asks a shed load of questions, and you have to give them an e-mail address: it is tricky to only sign up to the required field about treatment of information, but I managed it and haven't been bombarded with advertising e-mails.


another usful  post  lax  I shall look into it  


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